Choose the financing option that suits you best
We offer two flexible payment methods:
Your ability to train shouldn't depend on your bank account
Access the training you need without financial barriers. Bcas helps you invest in your professional future
Choose your training
Request financing
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Make your training accessible with Bcas's flexible financing
Offer immediate financing to your students without risk to your center Increase your enrollments and receive payment from day one
Centers that trust us
Real stories from over 80 centers transforming access to training
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas makes financing simple, fast, and accessible for our students, and help us grow faster as a school.
Thanks to BCAS, we reach more students without compromising quality: a financing solution that drives the growth of our training programs.
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas makes financing simple, fast, and accessible for our students, and help us grow faster as a school.
Thanks to BCAS, we reach more students without compromising quality: a financing solution that drives the growth of our training programs.
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas permite a muchos de nuestros estudiantes alcanzar sus metas y aspiraciones, que de otro modo serían inalcanzables.
Thanks to BCAS, we reach more students without compromising quality: a financing solution that drives the growth of our training programs.
Bcas hace que la financiación sea simple, rápida y accesible para nuestros estudiantes, y nos ayuda a crecer más rápido como escuela.
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas makes financing simple, fast, and accessible for our students, and help us grow faster as a school.
Ready to get started?
Tell us what you need, and we'll help you choose
Frequently Asked Questions
For students
We offer two flexible financing models tailored to your situation:
- Installment Payments: Split the cost into fixed monthly payments (from 6 to 36 months) starting at the beginning of the course.
- ISA (Income Share Agreement): Pay nothing while you study; you only start paying back once you find a job and earn above a minimum income threshold.
Basic requirements are common for all financing options:
- Be over 18 years old.
- Have permanent residency in Spain with a valid ID.
- No history of unpaid debts in credit bureaus.
The process is 100% online and fast:
- Registration: Access the link sent by your school and complete your profile.
- Tasks: Complete quick steps such as a video interview and connecting your Social Security data to validate your work history.
- Signature: If approved, you sign your contract digitally, and Bcas pays the school directly.
No. Neither Installment Payments nor the ISA model requires bank guarantees or co-signers.
Our model is designed to remove traditional banking barriers and facilitate access to education.
- With an ISA: This is our core guarantee; if your income drops below the minimum or you lose your job, payments pause automatically without penalties or debt accumulation.
- With Installment Payments: You have the security of fixed, predictable monthly payments for the entire duration you choose.
For training centers
We are your financial partner; we eliminate the initial payment barrier by offering flexible financing adapted to different profiles:
- The ISA allows students to pay based on future income, but your school gets paid upfront.
- Installment Payments offer fixed monthly fees.
Minimal. The center only initiates the application, and Bcas manages the entire financing process: evaluation, contract, follow-up, and collection.
This allows your team to focus solely on training and education.
No, it is up to you. Centers can offer one or both products (ISA and Installment Payments) depending on their commercial strategy.
Offering both options allows you to adapt to more profiles and maximize enrollment numbers.
Candidates must:
- Be over 18 years old.
- Have permanent residency in Spain with a valid ID.
- No history of unpaid debts in credit bureaus.
Integration is immediate: after a quick onboarding, you can start offering financing in 1 to 2 days.
It requires no technical developments or complex changes to your current processes.
