Choose the financing option that suits you best
We offer two flexible payment methods:
Your ability to train shouldn't depend on your bank account
Access the training you need without financial barriers. Bcas helps you invest in your professional future
Choose your training
Request financing
Start studying
Make your training accessible with Bcas's flexible financing
Offer immediate financing to your students without risk to your center Increase your enrollments and receive payment from day one
Centers that trust us
Real stories from over 80 centers transforming access to training
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas makes financing simple, fast, and accessible for our students, and help us grow faster as a school.
Thanks to BCAS, we reach more students without compromising quality: a financing solution that drives the growth of our training programs.
BCAS enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas makes financing simple, fast, and accessible for our students, and help us grow faster as a school.
Thanks to BCAS, we reach more students without compromising quality: a financing solution that drives the growth of our training programs.
BCAS enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
Bcas makes financing simple, fast, and accessible for our students, and help us grow faster as a school.
Thanks to BCAS, we reach more students without compromising quality: a financing solution that drives the growth of our training programs.
BCAS enables many of our students to achieve their goals and aspirations, which would otherwise be unattainable.
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Tell us what you need, and we'll help you choose
Frequently Asked Questions
For students
To apply for financing, you must be over 18 years old, have a valid ID or residence permit with work authorization, and not be listed in public debt registries. If you meet these basic requirements, you can start the online application, and we will assess your profile to determine if you qualify for financing.
With the ISA, you pay nothing while you study or while you look for a job. You only start repaying when you find work and exceed the established minimum income. If your income falls below the threshold, payments will be automatically paused.
If you don’t find a job or your income doesn’t reach the minimum, you make no payments. There are no penalties, no extra interest, and no accumulated debts. The ISA model is designed specifically to protect you during times of unstable income.
No. Our process does not depend on your traditional credit history. We evaluate your studies, employability, and personal situation, not whether you have taken out loans or credit cards in the past. Therefore, applying for financing with Bcas does not affect your financial score.
The ISA adjusts to your economic situation: you only pay a fixed percentage of your income when you are working. Currently, it corresponds to 13.2% of your gross salary. This ensures that the payments align with your actual income and do not impose an excessive burden on you.
For training centers
You can start offering financing from day one. Our express onboarding registers you immediately and sets up the platform without the need for internal changes.
Bcas manages the entire process: scoring, documentation, legal signatures, activation, collections, and ongoing support. Your team does not take on administrative burdens. Additionally, you will have a dashboard to see the status of each student and a dedicated team for any questions.
Bcas allows you to increase your enrollments by removing the barrier of upfront payment. We finance your students without risk to your center and pay you for the course immediately. This improves your conversion rate, expands your target audience, and professionalizes your admissions process with a reliable scoring system.
No. Working with Bcas does not imply any commitments or minimum volumes. The collaboration is flexible: you can offer financing to students whenever you need it and without subsequent obligations. Our goal is to be a partner that adds value, not to create contractual dependency.
